Musings, memories, and midnight letters from the shadows of KL Adams.
Welcome to the Velvet Quill

Some stories aren’t meant to be shouted.
Some are whispered. Scribbled on parchment. Slipped between pages or tucked into the lining of a velvet coat.
This is what The Velvet Quill is for—my quiet place for thoughts, fragments, and behind-the-scenes secrets.
Here you’ll find glimpses into my writing world:
- The inspiration behind my books
- The characters who haunt me
- The little rituals that keep me grounded in the dark
So light a candle. Pour something strong. And stay awhile.
The Wells Fargo Fake Accounts Scandal: How Sales Pressure Turned Into Systemic Fraud
In 2016, one of the largest banks in the United States — Wells Fargo — was exposed for opening millions of unauthorized accounts in customers’ names. It wasn’t a rogue employee.It wasn’t a single branch. It was systemic. And it became one of the most important modern case studies in corporate culture–driven fraud. 🔗 Source:…
The Evolution of Catfishing: From Letters to AI
Romance scams are often treated as a modern problem—something born of dating apps, social media, and cryptocurrency. But deception in the name of love is far older, more complex, and more deeply human than most of us realize. That realization is what led me to write Love Cons: Catfishing Through The Ages. This book isn’t…
When Trust Breaks: Inside First NBC Fraud
For years, First NBC Bank was presented as a regional success story—expanding branches, confident public messaging, and the appearance of stability in a post-crisis financial landscape. To customers and observers, it looked like progress. But beneath that surface, warning signs were quietly accumulating. First NBC Fraud is a nonfiction investigation into how institutional failure often…
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Author KL Adams
Creating worlds of fantasy at finger tips